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Mortgages & gifts
Data through 9 Nov 2026 · registration activity · updated weekly
Registered mortgage and gift activity, kept strictly separate from sale prices. A mortgage amount is the registered loan, not a sale value, and is never mixed into any price or volume figure elsewhere on this site (methodology).
Read this before the numbers
Mortgage figures are registered loan amounts, not property prices, and gift figures are the valuation of the gifted property. A loan-to-value ratio cannot be derived, because the data does not link a mortgage to a specific sale. These numbers measure financing and transfer activity, not the price of buying a home.
Mortgage registrations
First registrations of a conventional mortgage, on completed and off-plan property · trailing 12 months
Median mortgage amount
AED 1.4M
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Total registered · 12M
AED 117.6B
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Mortgage-to-sale ratio
19%
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Middle half of new mortgages: AED 824,000 – AED 2,500,000 (IQR). 41,846 mortgage registrations of every type in the window.
New mortgage registrations per month
3,072 latest month
Source: DLD via Dubai Pulse · Updated · first mortgage registrations, both property statuses · complete months only · Methodology ↗
By mortgage type · 12M
- New registration78.2%32,733med AED 1.4M
- Interim (delayed) registration10.5%4,403med AED 1.2M
- Modification5.2%2,185med AED 2.3M
- Lease-to-own & lease finance3.3%1,377med AED 1.4M
- Development & portfolio finance2.7%1,145med AED 1.3M
- Transfer<0.1%3med AED 37.6MLow sample size
Source: DLD via Dubai Pulse · Updated · DLD procedure class · Methodology ↗
Mortgage activity by area · 12M
| Area | Mortgages | MedianMedian amount |
|---|---|---|
| Jumeirah Village Circle | 2,467 | AED 840K |
| Al Furjan | 1,998 | AED 1.2M |
| Business Bay | 1,638 | AED 1.3M |
| Dubai Marina | 1,572 | AED 1.7M |
| Arabian Ranches III | 1,227 | AED 2.3M |
| Madinat Hind 4 | 1,200 | AED 1.2M |
| Jumeirah Lake Towers | 1,142 | AED 1.5M |
| Sobha Hartland | 1,138 | AED 1.2M |
| Dubai Hills Estate | 1,065 | AED 2M |
| Dubai Sports City | 1,057 | AED 1.1M |
| Town Square | 1,021 | AED 1.2M |
| Downtown Dubai | 972 | AED 1.9M |
| Dubai South | 905 | AED 1.4M |
| Remraam | 798 | AED 2M |
| Arjan | 794 | AED 788K |
| Dubai Creek Harbour | 749 | AED 1.8M |
| Majan | 712 | AED 1.1M |
| Damac Hills | 692 | AED 1.9M |
| Dubai Production City | 674 | AED 850K |
| Mudon | 626 | AED 2.7M |
| Al Aweer First | 616 | AED 1M |
| Emirates Living | 565 | AED 3.4M |
| Palm Jumeirah | 562 | AED 3.2M |
| The Greens | 502 | AED 1.7M |
| Motor City | 485 | AED 1M |
Source: DLD via Dubai Pulse · Updated · new mortgages · median registered amount · Methodology ↗
Gifts (grants)
Ownership transferred as a gift · the registered figure is the valuation of the gifted property, never a sale price
Median gifted value
AED 2M
Source: DLD via Dubai Pulse · Updated · Methodology ↗
By property type · 12M
- Apartments & units74.9% · 7,021
- Land16.2% · 1,517
- Buildings5.7% · 536
- Villas3.2% · 304
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Gift transfers per month
1,032 latest month
Source: DLD via Dubai Pulse · Updated · grant registrations · complete months only · Methodology ↗