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Mortgages & gifts
Data through 9 Aug 2026 · registration activity · updated weekly
Registered mortgage and gift activity, kept strictly separate from sale prices. A mortgage amount is the registered loan, not a sale value, and is never mixed into any price or volume figure elsewhere on this site (methodology).
Read this before the numbers
Mortgage figures are registered loan amounts, not property prices, and gift figures are the valuation of the gifted property. A loan-to-value ratio cannot be derived, because the data does not link a mortgage to a specific sale. These numbers measure financing and transfer activity, not the price of buying a home.
Mortgage registrations
New mortgage registrations (procedure “Mortgage Registration”) · trailing 12 months
Median mortgage amount
AED 1.3M
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Total registered · 12M
AED 115.3B
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Mortgage-to-sale ratio
17%
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Middle half of new mortgages: AED 800,000 – AED 2,500,000 (IQR). 41,364 mortgage registrations of every type in the window.
New mortgage registrations per month
3,005 latest month
Source: DLD via Dubai Pulse · Updated · procedure “Mortgage Registration” · complete months only · Methodology ↗
By mortgage type · 12M
- New registration77.5% · 32,068 · med AED 1.3M
- Other (development, portfolio, lease)17.5% · 7,259 · med AED 1.3M
- Modification4.9% · 2,034 · med AED 2.6M
- Transfer<0.1% · 3 · med AED 37.6MLow sample size
Source: DLD via Dubai Pulse · Updated · DLD procedure class · Methodology ↗
Mortgage activity by area · 12M
| Area | Mortgages | Median amount |
|---|---|---|
| Jumeirah Village Circle | 2,510 | AED 834K |
| Al Furjan | 1,759 | AED 1.3M |
| Business Bay | 1,525 | AED 1.3M |
| Dubai Marina | 1,516 | AED 1.7M |
| Madinat Hind 4 | 1,243 | AED 1.2M |
| Arabian Ranches III | 1,188 | AED 2.3M |
| Jumeirah Lake Towers | 1,152 | AED 1.5M |
| Sobha Hartland | 1,098 | AED 1.2M |
| Town Square | 1,092 | AED 1.2M |
| Downtown Dubai | 1,062 | AED 1.9M |
| Dubai Sports City | 1,025 | AED 1.1M |
| Dubai South | 968 | AED 1.5M |
| Dubai Hills Estate | 964 | AED 2M |
| Majan | 751 | AED 970K |
| Arjan | 748 | AED 740K |
| Dubai Creek Harbour | 731 | AED 1.8M |
| Al Aweer First | 704 | AED 1M |
| Damac Hills | 679 | AED 2M |
| Dubai Production City | 676 | AED 915K |
| Motor City | 604 | AED 960K |
| Remraam | 588 | AED 1.8M |
| Emirates Living | 577 | AED 3.5M |
| Arabian Ranches II | 569 | AED 1.7M |
| Palm Jumeirah | 543 | AED 3.2M |
| Mudon | 503 | AED 2.7M |
Source: DLD via Dubai Pulse · Updated · new mortgages · median registered amount · Methodology ↗
Gifts (grants)
Ownership transferred as a gift · the registered figure is the valuation of the gifted property, never a sale price
Median gifted value
AED 1.9M
Source: DLD via Dubai Pulse · Updated · Methodology ↗
By property type · 12M
- Apartments & units75.2% · 7,132
- Land13.3% · 1,264
- Villas6.9% · 650
- Buildings4.6% · 437
Source: DLD via Dubai Pulse · Updated · Methodology ↗
Gift transfers per month
767 latest month
Source: DLD via Dubai Pulse · Updated · grant registrations · complete months only · Methodology ↗